Virtual Terminal is an Internet version of the credit card swipe machines used in stores without investment in physical terminals. This product is designed specifically to cater to the needs of small enterpreneurs and new retail businesses that require the use of a credit card processing terminal at a very competitive and low startup cost.

Tech Niaga is the authorized reseller of Ipay88.com range of electronic payment systems

How iPay88 Virtual Terminal Operates

1. 1. Customer orders by phone, fax or email with credit card or walk-in. 2. You or your customer (for walk-in) enter order into Virtual Terminal. 3. iPay88 processes the transaction and you get paid.

Service Charge Rates 1. One time setup fee: RM488.00 2. Montly fee: RM68.00 3. A Service Charge is deducted from all transaction made. The charge rate depends on the type of payment.